Built for people, not accountants
HMRClever exists to give everyday UK taxpayers the clarity and control that was previously only available through expensive professional advice.
Our Mission
Managing UK taxes as a self-employed person, freelancer, or multi-income household is unnecessarily stressful. You are juggling spreadsheets, online tax calculators, and quarterly estimates -- never quite sure if you are setting aside enough for the bill. One unexpected dividend or a good freelancing month, and suddenly your calculations are out of date.
We built HMRClever to end that uncertainty. The moment you add income or an expense, your tax position updates instantly. No waiting until year-end to discover a surprise liability. No paying hundreds of pounds just to understand your own finances. Just clarity and control, whenever you need it.
What makes HMRClever different
Real-Time Tax Calculation
Your Income Tax, National Insurance, and Student Loan liability updates the instant you add income or expenses. No spreadsheets, no manual calculations, no waiting.
All-in-One Platform
Income tracking, expense management, net worth monitoring, business expenses, retirement planning, and platform integrations -- all in one place. Stop switching between apps and spreadsheets.
Affordable for Everyone
GBP 4.99 per month with a free trial and no credit card required. Tax tools should not cost hundreds of pounds or require expensive accountant fees just for basic financial visibility.
Built on trust and transparency
UK Tax Expertise
HMRClever's tax engine is built specifically for UK tax law. We calculate Income Tax across all bands including Scottish rates, National Insurance contributions (Class 1, 2, and 4), Student Loan repayments (Plan 1, 2, 4, and Postgraduate), and Marriage Allowance transfers. Our calculations follow HMRC guidance and are updated for each tax year.
Bank-Level Data Security
Your financial data is encrypted in transit and at rest. We use Supabase, built on PostgreSQL, with row-level security policies that ensure you can only ever access your own data. API credentials for platform integrations are encrypted with AES-256-GCM. We never sell or share your data with third parties.
Accessible Pricing Philosophy
We believe everyone deserves clear visibility into their tax position, not just those who can afford expensive accountants or enterprise software. That is why HMRClever is GBP 4.99 per month with a free trial -- affordable enough for freelancers, contractors, and multi-income households to get the clarity they need. No hidden fees, no premium tiers, no upsells.
Start managing your taxes with confidence
Join UK taxpayers who finally know exactly where they stand. Your first month is free -- no credit card needed.
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